How to Get a Credit Card With No Credit New to credit? No established credit history? It can often seem impossible to find a lender willing to approve you for your first credit card. Lenders want to see how well you’ve managed credit obligations in the past before they’ll extend new credit, but how do...Read More

What Is a Hard Inquiry? You may have heard that a hard inquiry can hurt your credit score. But you may not be sure what that means — what is a hard inquiry anyway? Hard inquiries are created when you apply for credit. They can potentially drop your credit scores, which can result in higher...Read More

What Is a Soft Credit Inquiry? Soft credit inquiries, otherwise known as soft pulls, are not generated by shopping for credit and do not affect your overall credit scores. For example, a lender sending you a preapproved credit offer without you applying is a soft credit inquiry. Checking your own credit score is also a...Read More