What Is a Soft Credit Inquiry? Soft credit inquiries, otherwise known as soft pulls, are not generated by shopping for credit and do not affect your overall credit scores. For example, a lender sending you a preapproved credit offer without you applying is a soft credit inquiry. Checking your own credit score is also a...Read More
6 Strategic Money Moves Every 20-Something Should Make Although you’re young and have the rest of your life to be responsible with money, there are reasons to get a head start on positive personal finance practices. Don’t wait until your 30s or 40s to get serious about your money. 1. Start Saving for Retirement Starting...Read More
How Does Credit Card Inactivity Impact Your Credit Score? When trying to improve your credit score, you’ll have to be aware of many factors, including your payment history, the age of open accounts, utilization ratio, etc. It seems like a lot to keep track of, but it could be worth it in the long run...Read More
8 Ways Creating a Budget Will Improve Your Credit Score Budgeting sometimes gets a negative reputation as a practice reserved for people who mismanage their money when ironically not having a budget is more likely to jeopardize your finances — and worse, your credit score. Very few Americans, it seems, are good at keeping a...Read More
Summer is here and with the warm weather and the desire for backyard BBQ’s and playsets for the kids comes the desire for new home purchases. If you are starting to think about buying a new home, now is the time to make sure that your credit score is where you need it to be....Read More
If you’re serious about improving your credit score in 2018, you’re sure to see positive changes. Improving your credit score takes consistency and intention. With the right habits in place, you’ll see progress over time. Your FICO score, the most commonly used credit score, has a significant impact on your life and financial health. Lenders...Read More
If you have a credit score of 580, you’re probably wondering what that means. It can be difficult to visualize what credit scores actually mean and whether scores are good or bad. We’ve got you covered. Here’s a look at what you should know if you have a credit score of 580. 580 is Considered a...Read More
If you’re wondering how many points will a collection affect your credit score, you’re asking the right question. Facing a debt collection can be scary and knowing the collection may go on your credit report can be even scarier. The good news is, a collection account doesn’t have to completely ruin your credit score. Here’s...Read More
Why Credit Repair IS Worth it! If you’re struggling with your credit score, you’re not alone! Many people struggle with managing their credit and credit score, because the fast-paced world we live in is increasingly complex. Making steps towards improving your credit score will lead to better access to loans, more attractive interest rates, and...Read More
[sg_popup id=”1″ event=”onload”][/sg_popup] Adjustment in the credit score formula, What you need to know! This week, VantageScore Solutions announced the completion of VantageScore 4.0, its fourth-generation credit score. VantageScore, a rival to FICO(Fair, Isaac and Company), has experienced rapid growth and supplies the credit score used by most leading free credit score sites, including CreditKarma. Due...Read More
Nulla vitae elit libero, a pharetra augue. Nulla vitae elit libero, a pharetra augue. Nulla vitae elit libero, a pharetra augue. Donec sed odio dui. Etiam porta sem malesuada.