The spectrum of credit scores can range from 300 to 850, making a credit score of 560 just under the median of 575. You’ll face some unique challenges at this number. But even a small bump in the right direction could change the way you’re perceived by lenders and financial institutions. If you’re currently looking...Read More
Taking the first steps after filing for bankruptcy can be scary. You’re not sure what the future of your finances will look like and you’re fearful that your credit score is beyond repair. While bankruptcy will negatively impact your credit score for a period of time, there are steps you can take to fix your...Read More
Do you know your credit score? In general, you should be checking your credit score at least once per year. Doing so helps you keep tabs on your finances and make improvements in your overall financial standing. Also, if you want to save more money this year, having a solid understanding of your financial health...Read More
A hard inquiry on your report is “when an individual applies for any type of credit, such as a mortgage, credit card or auto loan,” according to Investopedia. Having too many hard inquiries on your credit report lowers your credit score because it paints you as a risky borrower. A regular pattern of hard inquiries could reveal...Read More
When two people come together in marriage, it’s a beautiful thing. From buying a home together to starting a family together, marriage unites two lives, carving out a new path for the two people as a couple. But, you may be wondering, what happens to your credit when you get married? How is credit score...Read More
If you have a credit score of 570, you’ve got some work to do on your credit. In general, scores below 619 are considered poor. With a credit score of 570, you’re likely to receive the worst interest rates on credit cards and car loans. This means you can pay thousands upon thousands more dollars...Read More
Living with a low credit scores can negatively impact all aspects of your life. A healthy credit score gives you more access to loans for your life’s needs. Additionally, you’ll qualify for lower interest rates so you’ll be able to pay your loans off faster. If you’re struggling with a low credit score, here’s some...Read More
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