Homeownership entails a significant financial commitment for which you must be prepared. Everyone understands that purchasing a home can be costly, but that doesn’t mean there aren’t ways to cut costs. Homebuyers should do everything possible to get a low-interest rate, given how much the interest rate will add to the cost of your home....Read More

If you’ve been advised that you must obtain collateral in order to obtain credit, this can be very frustrating. Any of life’s big milestones, such as buying a car, buying a house, and taking out student loans, will necessitate a high credit score. On the other hand, if your credit score is poor (or non-existent),...Read More

We all begin with no credit, a blank slate in a sense. From the moment you open your first account, any credit move you make will either help or hurt your credit. The majority of people can stop having bad credit by actually using credit and other financial accounts responsibly. Make Sure You Pay Your...Read More

One of the most important things to remember about credit repair is that, no matter how difficult it might seem, it is entirely possible and much easier than you may imagine. In reality, there are five credit hacks you should be aware of that will not only improve your credit scores but will also help...Read More

Recently the values of homes are rising. It is believed that this is the best time to sell a house. If you are owning a house and plans to sell, you could get more money from it or if you have no plans on selling your house you could also benefit from the rising property...Read More

There are several things that can affect your credit, one is the negative credit history which is usually caused by severe delinquent accounts like late payments, debt collections, charge-offs, repossession, foreclosure, judgments, tax liens, or bankruptcy on your credit reports. These things come from missing payments from your account. Credit bureaus track critical items to...Read More

Now is the best time to start paying attention to your credit score; not next week, next month or even tomorrow. The sooner you realize how important your credit score is and start taking steps toward fixing it, is the sooner you can own your dream home or that brand new car that you think...Read More

A student loan is a form of loan designed to help students pay for post-secondary education and related fees, including tuition, books, and supplies.  What can student loans affect your credit score? A student loan will reinforce not just your account mix but your payment history as well.  The most significant aspect of your credit...Read More

If you find an error on your credit report you may start freaking out. Don’t worry you can get the first 10 minutes to freak out after discovering it, and then it’s time to take action. You can dispute your credit report errors with the credit bureau on whose report you find the error. This...Read More

Identity theft is a frightening crime and chances are it may have happened to you or someone you know. It can damage your finances both short and long term and may significantly affect your credit score. If this should happen to you especially during a critical time like getting your mortgage approved, or while applying...Read More