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Recently the values of homes are rising. It is believed that this is the best time to sell a house. If you are owning a house and plans to sell, you could get more money from it or if you have no plans on selling your house you could also benefit from the rising property value which also improves home equity loans. No need to...
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There are several things that can affect your credit, one is the negative credit history which is usually caused by severe delinquent accounts like late payments, debt collections, charge-offs, repossession, foreclosure, judgments, tax liens, or bankruptcy on your credit reports. These things come from missing payments from your account. Credit bureaus track critical items to know if the borrower is reliable and responsible. On the...
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Now is the best time to start paying attention to your credit score; not next week, next month or even tomorrow. The sooner you realize how important your credit score is and start taking steps toward fixing it, is the sooner you can own your dream home or that brand new car that you think about every night before going to bed.  We know that...
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A student loan is a form of loan designed to help students pay for post-secondary education and related fees, including tuition, books, and supplies.  What can student loans affect your credit score? A student loan will reinforce not just your account mix but your payment history as well.  The most significant aspect of your credit scores is payment history. This represents 35 percent of your...
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If you find an error on your credit report you may start freaking out. Don’t worry you can get the first 10 minutes to freak out after discovering it, and then it’s time to take action. You can dispute your credit report errors with the credit bureau on whose report you find the error. This can be done either online via the bureau’s website or...
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