New YorkNew York Mon - Fri 9:00am-6:00pm (800) 509-5751
Trusted By
120,000 Customers
Get A Quote

Credit Restoration, also referred to as credit repair, is a process of disputing the accuracy or verifiability of account information in your credit reports.

 

How does Credit Restoration work? 

To make you a better customer, credit repair companies often promise to improve your credit in refurn for a fee. These companies typically offer to revire your credit reports and remove all or most of the negative items that they can with the credit bureaus in your credit.

 

How much does Credit Restoration Cost?

It depends on how bad your credit is. In regards to costing more money, bad credit limits your financial options and threatens your fiscal stability. I f you are willing to make a positive change, the time is no. For most credit repair companies, the cost normally starts from $99.99 per bureau, plus a separate charge of $21.99 or less to obtain your credit report.  There are also different plans and programs that comes with different prices.

How long does it take to improve a credit score?

It is possible to improve your credit score in matters of weeks. For example, you could successfully disputes on your credit report, pay down credit card debt or pay off collections accounts. Each of these steps could remove negative information from your credit report or add positive information. Paying bills on time will also help too.

Will that being said, credit improvement can be big or small. It is certainly possible to improve your credit score in few weeks. But significantly, credit scores improvement is generally measured in months and years.